The Chotin Group has a seasoned team of professionals with expertise across the entire spectrum of mortgage finance.

Steven Chotin
Steven B. Chotin

Chairman/Chief Executive Officer

Mr. Chotin, Chairman and Chief Executive Officer, founded The Chotin Group Corporation in 1984, and has 40 years of expertise across loan securitizations, loan origination / servicing, and loan / securities acquisitions. Mr. Chotin acquired National Mortgage Corporation in the early 1990’s, transforming a prime residential mortgage servicer to a leading, nationwide subprime lender and servicer. He is also a former Board member of M.D.C. Holdings, Inc. (NYSE: MDC). Mr. Chotin is instrumental in all aspects of strategy and business development for The Chotin Group Corporation.

Ross Chotin
Casey E. Gebhard

Chief Operating Officer


Mr. Gebhard joined Chotin in August 2019 as Chief Operating Officer. He began his career as Vice President/Principal at Johnson Capital Group of Colorado from 1998 to 2002. From there he served as Chief Financial Officer for Continuum Partners, LLC from 2002 to 2014. In 2014, Mr. Gebhard joined 9th Street Capital as their Chief Financial Officer. As Chief Operating Officer of Chotin, he is responsible for the overall growth and prosperity of the firm.

Ross Chotin
Ross S. Chotin

Vice President of Real Estate


Mr. Chotin joined Chotin in 2003 as a Trading Assistant. His main responsibilities were trading operations, including trade settlement, asset pricing and warehouse reconciliation . Currently, as Vice President of Structured Finance, Mr. Chotin manages all trading operations. In addition, he is responsible for overseeing Chotin’s real estate portfolio and is an integral part of the real estate acquisition team.

Ross Chotin
Hilary U. Snyder

Director of Financial Planning & Analysis


Ms. Snyder joined Chotin in 2004 as an Investment Analyst. She has been responsible for analyzing financial information and forecasting business, industry and economic conditions. Ms. Snyder's role has expanded to include responsibilities as a Database Administrator and Business Intelligence Administrator. She is responsible for providing all reporting on assets under management and managing all databases for Chotin and its affiliates.

Ross Chotin
Julie E. Backer



Ms. Backer joined Chotin in 2000, and currently holds the position of Controller. She oversees accounting operations, as well as, supporting administration operations, while acting as Chotin’s Corporate Secretary. Ms. Backer is responsible for assuring Chotin and its affiliates stay in compliance, while also assisting the company’s deal teams in transaction management.

Ross Chotin
Barbara A. Cowgill

Assistant Controller


Ms. Cowgill joined Chotin in 2016 and oversees all financial reporting and entity consolidations. Since joining the investment industry in 1987, Ms. Cowgill has gained extensive experience in investment accounting, equity accounting, consolidations and financial reporting with FINRA and SEC. Prior to joining Chotin, Ms. Cowgill served as Assistant Controller for Altegris Investments Inc., a boutique broker-dealer with a focus on hedge funds and commodity pools.

Ross Chotin
Patricia A. Ellis

Staff Accountant


Ms. Ellis joined Chotin in 2019 as Staff Accountant. Ms. Ellis has over 15 years of experience throughout the financial industry, including seven years at Envestnet Asset Management, serving as a back office for advisors and working in their accounting division. Additionally, Ms. Ellis’s experience includes dividend distributions, month-end closings, payables, receivables, and reconciliations.

Ross Chotin
Ashley N. Lloyd

Director of Operations & HR


Ms. Lloyd joined Chotin in 2010 as an Administrative Assistant. She is currently the Executive Assistant to the CEO and Investor Relations, while also assisting in Operations, Human Resources, and Real Estate for Chotin and its affiliates. Prior to joining Chotin, Ms. Lloyd assisted in the opening operations of an upscale fitness club and spa in Colorado.